How We Can Help

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We run a financial plan with several 'what If' scenarios. This often brings a healthy dose of reality to a woman's financial picture. It shows how much will be available to live on and spend. I provide investment management and then I build portfolios designed with the goal of generating income and growth for inflationary times. Some women may want

an open discussion about Long Term Care - insurance and costs. Together, we can hold that open discussion.

I can do the deep dive necessary to help women work through the many financial issues that come from the death of a spouse or a divorce. I can help with understanding, education, financial and investment planning expertise.

Many women find my financial planning and Investment management services helpful as they pursue their life goals. Together, we work to create a diversified portfolio within their investment holdings that resonates with their tolerance for risk. I create strategies to manage the issues of a concentrated stock position, often caused by company stock.

These women are our moms. They know about their money and they're frugal. Their adult children are busy with their families and their own finances. I team up to work together with the responsible and trusted adult children and their mom.

As a business owner, do you often feel like you're walking a tight rope? It's a balancing act for sure! You have so many tasks to handle that it can be hard to prioritize, and financial issues can creep up. Work with us to identify challenges and opportunities and be fully prepared when urgent issues arise.

Questions we can help you answer:

Can I afford to save for retirement when I put all my money back into the business?

What is an appropriate retirement savings vehicle for me?

What happens if my business partner dies, and I'm left running the business alone?

Do I need disability insurance?

I have a family run business - how do I plan for business succession to the next generation?

Are there any ways to save money on taxes?

How much should I have in my rainy-day fund?

Retirement is what you work toward your whole life. You want to be able to enjoy this time, knowing that you are well-prepared. As you work toward your retirement, we will be there to make recommendations and support your goals, so you are ready when the time comes to wind down.

Questions we can help you answer:

What pension option should I choose?

Do we have enough money for retirement?

How do we best manage our Social Security benefits?

How do I take withdrawals from my retirement accounts?

Do I need Long Term Care Insurance?

What do I need to do to start preparing my estate?

How can I reduce the taxes that I owe?

How can I prepare my family to receive their inheritance?

Do I need to continue my life insurance policy?

If I die before my spouse, will he/she be covered financially?

Dissolving your marriage can be heart-breaking, but it doesn't need to be financially devastating. You need some additional support at this time, especially if your ex was the one handling most of the finances.

Questions we can help you answer:

What will my new budget look like?

How do I pick up where my spouse left off with our finances?

What do I do with the retirement money I expect to receive from my spouse?

I'm told I need life insurance, but my budget is tight - can you help me?

My spouse is the one who managed everything and now I'm lost. Can you help me understand my investments?

How can I buy out my spouse from our home?

Can I afford to move?

Losing your spouse is a difficult time that is often accompanied by confusion and fear. You may be wondering how you will manage financially, or you may not have a good understanding of your financial situation. Our role as your trusted advisors is to provide guidance and to help you weed through your new financial concerns.

Questions we can help you answer:

Do I have enough money?

How do I access my late spouse's life insurance, and where should I invest the proceeds?

How do I pick up where my spouse left off with our finances?

How do I manage Social Security?

What should I do about my spouse's investments?

Can you help me understand my investments?

Will there be tax implications?

How do I change our bank accounts, investment accounts, insurance policies, and other documents?